Fully Insured Coverage

Full coverage sourced to major insures with non-refundable premiums

A fully insured plan means that you are passing all of the risk onto your insurance carrier who charges you a flat monthly fee based on how they gauge the risk of insuring your employees.

If covered employees experience health issues and use the plan more, you will probably face a hefty increase in the monthly premium your business pays when your plan renews. Conversely, if your employees rarely use the insurance, you’re stuck playing a flat monthly rate no matter what. This model decreases the risk of month-to-month fluctuations but doesn’t provide any meaningful incentive for having healthy employees.

An Example of

Fully Funded Insurance Coverage

Administrative Expenses

0%

Premiums

0%

Claims Paid

0%

Transfer Risk and Administration For Higher Premiums

Our professional team of insurers have experience in Minnesota and Wisconsin and a strong grasp on insurance solutions that will meets your business needs and potentially save you money! Start the conversation with our team to find out more.

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There are ways you could save 30% or more on your group health insurance! Fill out the form to get the conversation started.

By completing this form you agree that a licensed insurance agent may contact you by phone or email to answer any questions you have regarding Medicare Advantage, Part-D prescriptions or Medicare Supplement plans. This is a solicitation for insurance.

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